Property insurance provides financial protection for homes, commercial buildings, and valuable assets against risks such as fire, theft, vandalism, and natural disasters. It helps individuals and businesses recover financially from unexpected damages or losses.

Types of Property Insurance Policies

1. Home Insurance

• Covers damages to residential properties due to fire, natural disasters, and

• Can include coverage for personal belongings and liability

2.  Commercial Property Insurance

• Designed for businesses to protect offices, warehouses, factories, and
• Covers property damage, inventory loss, and sometimes business

3.  Fire Insurance

• Specifically covers losses caused by fire, explosions, and smoke
• Can be purchased as a standalone policy or included in a broader property insurance

4.  Natural Disaster Insurance

• Covers damages caused by earthquakes, hurricanes, floods, tornadoes, and other natural disasters.
• May be required for properties in high-risk

5.  Theft and Burglary Insurance

• Protects against loss of property due to theft, burglary, or
• Often includes compensation for forced entry

6.  Renters Insurance

• Protects tenants’ personal belongings inside a rented
• Covers fire, theft, water damage, and liability for accidents inside the rented

7.  Landlord Insurance

• Covers rental property damages and loss of rental income due to tenant defaults or
• May include liability coverage for tenant